Current Rates

Shares

Share Type APY**
As High As
Dividend Pays Minimum Balance
Regular Share 0.25% Monthly $25.00
Checking 0.00% N/A $0.00
IRA 0.50% Monthly $5.00
Christmas Club 0.40% Monthly $5.00
Budget Accounts 0.25% Monthly $5.00
High Yield 0.40% Monthly $1,000.00


Certificates

Certificate Type APY** - Fixed
As High As
Dividend Pays Minimum Balance
6 Month CD 1.10% Quarterly $500.00
10 Month CD 1.25% Quarterly $500.00
12 Month CD* 1.75% Quarterly $500.00
12 Month CD* 1.75% Quarterly $10,000.00
19 Month CD* 2.00% Quarterly $500.00
24 Month CD* 2.20% Quarterly $500.00
30 Month CD* 2.30% Quarterly $500.00
36 Month CD* 2.40% Quarterly $500.00

 

Penalties for withdrawing funds before the end of the designated term may apply.

*A one time rate increase is allowed during the term of the certificate.

Auto Loans

Loan Type APR* - Fixed
As Low As
  Term
Autos New/Used 2006-Newer 3.99%   48 Months
Autos New/Used 2006-Newer 4.24%   60 Months
Autos New/Used 2006-Newer 4.49%   72 Months
Autos New/Used 2009-Newer 5.24%   84 Months
$25,000 min
Autos Used
2000-2005
5.24%   Up to 60 Mths
       
Motorcycles Over 750cc Same As Auto Rates Up to 84 Mths

Apply Online

Recreational Vehicle Loans

Loan Type APR* - Fixed
As Low As
  Term

Travel Trailers,Boats & Motorhomes 
2006-Newer

5.49%   Up to 120 Months
Travel Trailers, Boats & Motorhomes 2008-Newer 5.74%   Up to 144 Months*

Small Recreational Loans 2006 and Newer:

     
Motorcycles under 750cc, ATVs, Watercraft, Snowmobiles 5.49%   Based on amount

All Recreation 2005-Older

5.74%   48 mths

*Based on Loan Amount
Apply Online

Personal Loans

Loan Type APR*
As Low As
Max Term Max Amount
Signature 9.50% Fixed    Up to 60 Months Varies
Holiday/Vacation 8.75% Fixed Up to 12 Months $5,000.00
Youth - Requires Comaker 8.75% Fixed 48 Months $5,000.00
Share Secured 4.75% Variable Make Inquiry Make Inquiry
CD Secured CD rate + 1.25 Make Inquiry Make Inquiry

Apply Online

Home Equity Loans

Loan Type APR*
As Low As
Max Term Max Amount
1st Home Equity 5.00% Fixed Up to 20 Years Up to $200,000.00
2nd Home Equity 6.00% Fixed Up to 20 Years Up to $200,000.00
1st Home Equity Line of Credit** 5.50% Variable 10 Year Draw - Up to 15 Year Payback Up to $100,000.00
2nd Home Equity Line of Credit** 6.50% Variable 10 Year Draw - Up to 15 Year Payback Up to $100,000.00
Lot Loans - Unimproved Land 6.75 Fixed Up to 20 Years Up to $150,000

*Home Equity Loans and LInes of Credit have a maximum variable APR of 18%. Prime Rate is obtained from the Wall Street Journal.

**Primary Residence only.

VISA Credit/Debit Cards

Loan Type APR*
As Low As
Max Term Max Amount
VISA Platinum Reward 9.00%
Variable
No Annual Fee Up to $10,000.00
VISA Platinum Rate 7.00%
Variable
No Annual Fee Up to $10,000.00
VISA Debit - Overdraft 14.50%
Fixed
No Annual Fee Up to $5,000.00

Apply Online

All Rates Effective: 10-22-2018

 

** APY (Annual Percentage Yield) calculations are based on monthly compound interest for checking and money market accounts and quarterly compound interest for savings and certificate accounts and assumes principal and interest remain on deposit at current rate for one year. Rates are subject to change.
 

* APR (Annual Percentage Rate). The rate we are providing is the lowest rate available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed initially. Rates are subject to change

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