The news has been filled lately with headlines and reports of financial difficulties, the continuing decline of stock values in a number of very visible financial institutions, and uncertainty about the future of others. We continue to field calls from members asking if their money is safe and if we are Federally Insured.

Members First Credit Union has long held the following Mission: To professionally and courteously serve the financial needs of our members While maintaining a sound financial position.

In these difficult financial times, we continue to maintain that sound financial position. We have long held a capital position that is two to three times better than the average bank, and continue to meet and exceed our Net Income and Asset growth goals. We maintain a very strong balance sheet and will continue to be strong after this whole financial mess is over.

Members First has never been involved in sub-prime lending, the type of loans that are causing so many other financial institutions so much distress. We are far more concerned about doing what is right for our members than in making a quick buck. Our Loan Portfolio remains very diverse and loan growth has been consistent and solid. Our average delinquency has been well below 1% for years.

And YES, your deposits are Federally Insured up to $250,000.

So rest assured, Members First is still the best place for your money - Close to home, easily accessed, professionally maintained and financially sound.