Loan Products
Auto New/Used
Members First Credit Union tailors your auto loan to fit your needs. Our personalized auto loans put you in the driver's seat - on your own terms.
• Low fixed and variable rates.
• Flexible terms up to 7 years.
• Find a new or used vehicle value.
• Research a vehicle and buying options.
• Visit participating dealers and get your Members First auto
loan decision in minutes.
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Recreational Vehicle Loans
What's your pleasure? Members First Credit Union offers low rates and a range of options for financing your motorcycle, boat, RV, or other sport vehicle.
• Low fixed and variable rates.
• Up to 100% financing option.
• Flexible terms up to 12 years.
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Personal Loans
Members First offers personal loans at low and competitive rates to meet your everyday financial needs.
• Youth Loans - To help young borrowers establish credit.
• Vacation/Holiday Loans - Go on your dream vacation.
• Consolidation Loans - Lower your payments, simplify your budget.
• Secured and Unsecured Loans - Flexible options are available.
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VISA Platinum Rewards Cards
You will immediately begin earning reward points for every purchase you make with your Members First Platinum Rewards VISA Card. Points can be redeemed for a variety of items including gift certificates, electronics, airline miles, and much more.
• Rates as low as 8.25% OAC.
• No annual fee.
• No cash advance fee.
• No "teaser" rates.
• 25 day grace period on purchases.
• 5 new card designs to choose from.
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VISA Platinum Rate Cards
If you prefer, you can request a Members First Platinum Rate Card, which provides the same Platinum prestige, without the rewards option, and a very competitive interest rate.
• Rates as low as 6.25% OAC.
• No annual fee.
• No cash advance fee.
• No "teaser" rates.
• 25 day grace period on purchases.
• 5 new card designs to choose from.
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Home Mortgage Loans
Exciting News!
We now offer secure and stable mortgage loans through our new partner CU Members Mortgage, with a great new selection of mortgage products for purchasing, refinancing, & cash out options.
• First time home buyers welcome
• Conventional 30, 20, 15 year fixed rates
• FHA & VA Loans
• Investment Homes
• 2nd Homes
• Jumbo Morgage
• Adjustable Rates (ARMS's)
You can calculate payments, prequalify, check daily rates, and even apply on-line. Should you choose to speak with a loan officer personally, simply call us at (435) 723-5231 or (800) 823-5231 and we will be happy to walk you through the process.
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Home Equity Loans
Your home equity is a great financial resource. Get the cash you need at a great rate to finance your dreams. The interest you pay may be tax deductible (Please consult your tax advisor regarding deductibility of interest).
• Consolidate your high-interest debts.
• Remodel or add-on to your home.
• Put yourself or kids through college.
• Purchase the car or truck you've always wanted.
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