Loan Products

Auto New/Used

Members First Credit Union tailors your auto loan to fit your needs. Our personalized auto loans put you in the driver's seat - on your own terms.

 • Low fixed and variable rates.
 • Flexible terms up to 7 years.
 • Find a new or used vehicle value.
 • Research a vehicle and buying options.
 • Visit participating dealers and get your Members First auto loan decision in minutes.

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Recreational Vehicle Loans

What's your pleasure? Members First Credit Union offers low rates and a range of options for financing your motorcycle, boat, RV, or other sport vehicle.

 • Low fixed and variable rates.
 • Up to 100% financing option.
 • Flexible terms up to 12 years.

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Personal Loans

Members First offers personal loans at low and competitive rates to meet your everyday financial needs.

 • Youth Loans - To help young borrowers establish credit.
 • Vacation/Holiday Loans - Go on your dream vacation.
 • Consolidation Loans - Lower your payments, simplify your budget.
 • Secured and Unsecured Loans - Flexible options are available.

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VISA Platinum Rewards Cards

You will immediately begin earning reward points for every purchase you make with your Members First Platinum Rewards VISA Card. Points can be redeemed for a variety of items including gift certificates, electronics, airline miles, and much more.

 • Rates as low as 8.25% OAC.
 • No annual fee.
 • No cash advance fee.
 • No "teaser" rates.
 • 25 day grace period on purchases.
 • 5 new card designs to choose from.

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VISA Platinum Rate Cards

If you prefer, you can request a Members First Platinum Rate Card, which provides the same Platinum prestige, without the rewards option, and a very competitive interest rate.

 • Rates as low as 6.25% OAC.
 • No annual fee.
 • No cash advance fee.
 • No "teaser" rates.
 • 25 day grace period on purchases.
 • 5 new card designs to choose from.

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Home Mortgage Loans

Exciting News!

We now offer secure and stable mortgage loans through our new partner CU Members Mortgage, with a great new selection of mortgage products for purchasing, refinancing, & cash out options.

 • First time home buyers welcome
 • Conventional 30, 20, 15 year fixed rates
 • FHA & VA Loans
 • Investment Homes
 • 2nd Homes
 • Jumbo Morgage
 • Adjustable Rates (ARMS's)

You can calculate payments, prequalify, check daily rates, and even apply on-line. Should you choose to speak with a loan officer personally, simply call us at (435) 723-5231 or (800) 823-5231 and we will be happy to walk you through the process.

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